• Applicants should score overall 85% marks or above in their Class 10 board examination (SSC/CBSE/ICSE) in 2024.
• They must have secured admission in Class 11 at junior colleges/schools for Arts, Commerce or Science streams in the Mumbai Metropolitan Region (MMR) for the academic year 2024-25.
• The annual family income of applicants must be INR 3,20,000 or below.
• Students’ current residence should be within the Mumbai Metropolitan Region (MMR).
• Children of employees of Kotak Education Foundation and Buddy4Study are ineligible to apply for the Kotak Junior Scholarship.

Selected students will receive the following benefits:

• Scholarship of INR 3,500 per month during Class 11 and Class 12, totalling INR 73,500 for 21 months
• Mentorship support to guide students through their educational journey
• Academic assistance to help students excel in their studies
• Career guidance to facilitate informed decisions about future prospects
• Exposure visits to broaden students' horizons and enhance their learning experiences

Note

• This scholarship amount will be paid on a quarterly/six-monthly basis.
• The scholarship fund is designated solely for the purpose of academic expenses such as tuition fees, books, stationery, travel and other related educational needs.
• The utilisation of the fund can be further tailored based on the specific requirements of the Kotak Education Foundation.

• Click on the ‘Apply Now’ button below.
• Login to Buddy4Study with your registered ID and land on the ‘Application Form Page’.
  - If not registered, register at Buddy4Study with your email/mobile number/Gmail account.
• You will now be redirected to the ‘Kotak Junior Scholarship 2024-25’ application form page.
• Click on the ‘Start Application’ button to begin the application process.
• Fill in the required details in the online application form.
• Upload relevant documents.
• Accept the ‘Terms and Conditions’ and click on ‘Preview’.
• If all the details filled in by the applicant are correctly showing on the preview screen, click on the ‘Submit’ button to complete the application process.

• SSC/ICSE/CBSE marksheet (e-copy allowed): Mandatory
• Front and back page of Yellow/Orange Ration Card of students: (Mandatory). [Students need to submit an income certificate issued by the Government of Maharashtra (obtained from the Collector’s office) or the Government of India within 30 days of provisional selection]
• Recent passport-size photograph: Mandatory
• Aadhaar Card of both the parents and student: Required
• PAN Card of at least one earning parent/guardian
• School leaving certificate
• The latest copy of the IT Return along with 26AS, if income tax is paid or an IT Return is filed by any family member
• Death certificate in case of a single parent
• Student’s bank account (bank statement or first page of bank passbook): Mandatory

The selection of scholars for the Kotak Junior Scholarship 2024-25 will be made based on their academic merit and financial background. It involves a multi-stage process as detailed below -

• Shortlisting of candidates based on the eligibility criteria
• Document verification
• Telephonic interview of the shortlisted candidates post document verification
• Final selection of scholars

NOTE: The final selection and the awarding of scholarship will be at the discretion of Kotak Education Foundation.

The scholarship amount will be transferred to the scholars' bank accounts quarterly during the first year of the program. In the second year, the scholarship will be transferred on a half-yearly basis.

No, you cannot apply for this scholarship. Only candidates who have successfully completed their Class 10 from SSC/CBSE/ICSE boards within the Mumbai Metropolitan Region (MMR) are eligible. The students must reside within the MMR. They must have secured admission in Class 11 at junior colleges/schools for Arts, Commerce or Science streams in the MMR for the academic year 2024-25.

No, you do not meet the eligibility criteria for this scholarship. It is exclusively open to candidates who have successfully completed their 10th grade from SSC/CBSE/ICSE boards within the Mumbai Metropolitan Region (MMR).

Yes, scholarship support will be provided to selected students throughout their journey until the completion of their Graduation.

However, for scholarship renewal in successive years, scholars must fulfil the following renewal criteria:

• Maintain continuous attendance in regular academic sessions (Proof of continuity and promotion to the next year, is required to be submitted).
• Uphold good disciplinary conduct.
• The renewal of the scholarship each year will be at the sole discretion of the Kotak Education Foundation.